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BuyingLet us assist you every step of the way from start to finish and everywhere inbetween and beyond! Purchasing a home is a major investment and you will face a multitude of decisions! The primary ones are:
Once you have determine that you are ready to move forward with the required effort towards your property or home-purchasing goals, the rewards are unquestionable. The Cutler Team will put you in touch with expert advisors to help you obtain any financing pre-qualifications and/or the mortgage loan that suits your needs best. We will make the process of purchasing your new property or home:
We will assist you by:
With our 34 years of combined real estate experience in the South Okanagan we are very familiar with the current homes on the market, we know neighborhood values well, so we can help you determine which properties are fairly-priced and in good condition before you start your search.
Your First StepYour first step to buying a home is to first ask yourself why you want to buy a home:
Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves." Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work. Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
Your Next Step: Loan Pre-QualificationOnce you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company, bank or broker. This can be done over the phone or even online in a matter of minutes. We can refer you to a mortgage professionals that have an excellent reputation and track record for successfully acquiring loan approval for their clients in this area. We Will Find The Right Homes For YouOnce you've been pre-qualified and know what price range you want to stay in, we can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system, our Coldwell Banker systems and exclusive listings to locate them. We are on the inside track and often know of listings that are about to come on the market ahead of time. This gives you the leading edge.
We are dedicated to provide excellence of service and to making your real estate pruchse a positive experience. With the best possible resources and communication systems available today, we will help you locate the homes on the market that match your specifications. You can even search Our Listings and all MLS listings right here on our website. We will help YOU every step of the way ~ from helping you complete your financing, inspections, and closing the transaction. Our top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.
CALL
 TODAY AND EXPECT THE BEST!250-492-2911
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